Our Promise to You
As a client of The Hogan-Knotts Financial Group, you share both personal and financial information with us. Your privacy is important to us, and we are dedicated to safeguarding your personal and financial information.
Information Provided by Clients
In the normal course of doing business, we typically obtain the following non-public personal information about our clients:
Personal information regarding our clients' identity such as name, address and social security number;
Information regarding securities transactions effected by us; and
Client financial information such as net-worth, assets, income, bank account information and account balances.
How We Manage and Protect Your Personal Information
The Hogan-Knotts Financial Group, Inc., an independent financial planning firm, is committed to safeguarding the confidential information of our clients. We hold all the personal information provided to our firm in the strictest confidence. These records include all personal information that we collect from you in connection with any of the services provided by The Hogan-Knotts Financial Group, Inc. We will not disclose information to nonaffiliated third parties, except as permitted by law. If we were to anticipate such a change in firm policy, we would be prohibited under the law from doing so without advising you first. As you know, we use health and financial information that you provide to us to help you meet your personal financial goals while guarding against any real or perceived infringements of your rights of privacy. Our policy with respect to personal information about you is listed below.
We limit employee and agent access to information only to those who have a business or professional reason for knowing, and only to nonaffiliated parties as permitted by law. (For example, federal regulations permit us to share a limited amount of information about you with a brokerage firm in order to execute securities transactions on your behalf, or so that our firm can discuss your financial situation with your accountant or lawyer.)
We maintain a secure office and computer environment to ensure that your information is not placed at unreasonable risk.
The categories of nonpublic personal information that we collect from a client depend upon the scope of the client engagement. It will include information about your personal finances, information about your health to the extent that it is needed for the planning process, information about transactions between you and third parties, and information from consumer reporting agencies.
For unaffiliated third parties that require access to your personal information, including financial service companies, consultants, and auditors, we also require strict confidentiality in our agreements with them and expect them to keep this information private. Federal and state regulators also may review firm records as permitted under law.
We do not provide your personally identifiable information to mailing list vendors or solicitors for any purpose.
Personally identifiable information about you will be maintained during the time you are a client, and for the required time thereafter that such records are required to be maintained by federal and state securities laws, and consistent with the CFP® Board Code of Ethics and Professional Responsibility. After this required period of retention, all such information will be destroyed.
Please do not hesitate to contact us with questions about this notice.